Uber x only

300ish in fuel and snacks/energy drinks 2018 Ford fusion SE Non turbo 2.0 Avrg 28-30 mpg 200 in oil every month Car has 101k miles (will run until 150k and sell)

I'm considering getting an SUV possibly a used cad xt6 they qualify for x, comfort, XL and black so it stands to reason I should go up in income. Now commercial is ganna be over a grand but my current insurance is already 558 for ride-sharing coverage. Not sure if I should risk the maintenance on a xt6 and commercial insurance or if I should stick with my fusion??? WHAT DO I DO. If I drive about 1600-2000 a week in miles